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2103 N FSR 289, Payson, AZ 85541 (MLS# 7070441)

2103 N FSR 289, Payson, AZ 85541

$4,500,000
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Property Type: Residential Bedrooms: 7 Baths: 4 Square Footage: 3,400 Lot Size (sq. ft.): 199,505 Status: Active
Current Price: $4,500,000 Last Modified: 8/24/2026

Overview

Description

A truly rare opportunity to own a private, gated creekside retreat encompassing 4.58 acres of natural beauty, tranquility and historic Arizona charm. With approximately 400 feet of Tonto Creek frontage, this remarkable property offers the soothing sounds of the creek, a fishing pond, towering pines and thoughtfully designed gathering spaces throughout. Total square footage, bedrooms and bathrooms shown in the listing include both the main and guest cabins. The 1,800+ square-foot main cabin features 4 bedrooms, 2 bathrooms, a spacious kitchen with granite countertops and breakfast bar, and an inviting living area centered around a natural-stone fireplace. French doors open to a sunroom overlooking the pond and peaceful wooded surroundings. The separate guest cabin provides approximately

Supplements: 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoo ... (Read more) 1,600 square feet with 3 bedrooms, 2 bathrooms, a large kitchen, fireplace, pellet stove, spacious family room, two separate entrances and two private patios--ideal for guests, extended stays or a variety of other possibilities. A historic barn adds distinctive character and offers flexible space for gatherings and events, complemented by an outdoor BBQ area and large ramada. Additional improvements include a detached two-car garage with an attached workshop and storage area, plus a separate additional building. Outdoor amenities include a covered pavilion and patios, hot tub, sauna, an expansive newer deck overlooking the creek, and a gas fire pit within a built-in creekside gathering area. Whether envisioned as a private retreat, multigenerational property or an extraordinary setting with future possibilities, this one-of-a-kind creekfront offering would be difficult to duplicate. Zoned General Use (GU) and Agricultural, with documented Tonto Creek water rights. Buyer to independently verify permitted uses, square footage and all facts material to the buyer. Experience this remarkable slice of heaven on earth.

Listing Details MLS# 7070441

Location, Tax & Legal

House Number
2103
Compass
N
Street Name
FSR 289
St Suffix
--
City/Town Code
Payson
State/Province
AZ
Zip Code
85541
Country
US
County Code
Gila
Assessor Number
303-03-094-F
Subdivision
TONTO CREEK ESTATES
Tax Year
2025

Contract Information

Type
Exclusive Right To Sell
Ownership
Fee Simple
Co-Ownership (Fractional) Agreement YN
No

General Property Description

Dwelling Type
Single Family Residence
Dwelling Styles
Detached
Exterior Stories
2
# of Interior Levels
2
# Bedrooms
7
Full Bathrooms
4
Total Bathrooms
4
Approx SQFT
3400
Price/SqFt
1323.53
Guest House SqFt
1600
Horses
Y
Builder Name
Unknown
Year Built
1966
Lead Based Hazard Disclosure
Yes
Approx Lot SqFt
199505
Approx Lot Acres
4.58
Flood Zone
No
Community Pool Y/N
No
Private Pool Y/N
No
Fireplace YN
Yes
Fireplaces Total
2
Elementary School District
Payson Unified District
High School District
Payson Unified District
Elementary School
Payson Elementary School
Jr. High School
Rim Country Middle School
High School
Payson High School

Remarks Misc

Cross Street
Hwy 260 & FSR 289
Directions
Hwy 260 East from Payson to Forest Service Rd 289 (also known as Zane Grey Hwy) and turn left. Go approximately 2 miles to gated property on right (brown sign past Christian Camp shows 2097 before gate on right)

Legal Info

Township
11N
Range
12E
Section
09
Lot Number
7

Basement

Basement Y/N
N

More Information

Items Updated

Bath(s) Yr Updated
2025

Parking Spaces

Garage Spaces
2
Total Covered Spaces
2

Residential Propane Tank

Residential Propane Tank
Leased
Propane Underground Y/N
No

Showing Notification Methods

Showing Service
Aligned Showings

DPR Eligible

DPR Eligible
No

Property Features

Special Listing Cond: N/A View: Mountain(s) Master Bathroom: Double Vanity Master Bedroom: Split Additional Bedroom: Master Bedroom Walk-in Closet Fireplace Features: Pellet Stove; Wood Burning Stove; Fireplace Living Rm; Fire Pit; Other; See Remarks Flooring: Carpet; Laminate; Linoleum; Stone; Vinyl; Other Window Features: Dual Pane Spa: Above Ground Dining Area: Breakfast Bar; Dining in LR/GR Kitchen Features: Electric Oven; Electric Range; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Granite Counters Laundry: Washer Included; Dryer Included; Stacked Washer/Dryer; Inside Other Rooms: Arizona Room/Lanai; Guest Qtrs-Sep Entrn; Separate Workshop Interior Features: Skylight(s); Vaulted Ceiling(s); Water Purifier Exterior Features: Built-in BBQ; Covered Deck; Playground; Covered Patio(s); Gazebo; Open Deck; Patio; Private Street(s); Pvt Yrd(s)/Crtyrd(s); Screened in Patio(s); Separate Guest House; Storage; Other Other Structures: Barn(s); Shed(s); Workshop Parking Features: Detached Garage; Detached; Gated; RV Access/Parking; Separate Strge Area Road Access Type: Private Road Road Responsibility: County Maintained Road Construction: Wood Frame Const - Finish: Log Siding; Stone; Other (See Remarks) Roofing: Composition Cooling: Central Air; Ceiling Fan(s) Heating: Baseboard; Forced Air; Electric; Other; See Remarks Plumbing: Tankless Ht Wtr Heat; Electric Hot Wtr Htr Utilities: APS; Propane Water Source: Pvt Water Company Sewer: Septic Tank; Septic-In & Connected Services: County Services Fencing: Block; Partial; Other; See Remarks Property Description: Borders Preserve/Public Land; Waterfront Lot; Street(s) Not Paved; Rural Landscaping: Grass Front; Grass Back Horse Features: Barn; See Remarks Showing Notification Methods: Text; Phone Call Lockbox Type: None Possession: Close of Escrow Association Fee Incl: No Fees Existing 1st Loan: Treat as Free&Clear Existing 1st Loan Terms: Non Assumable New Financing: Cash; VA; FHA; Conventional Disclosures: Seller Discl Avail; Agency Discl Req
IDX
Listing Office: Present Properties
Last Updated: August - 24 - 2026
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